Category: Life Insurance

Critical illness cover expanded on by Skandia

Wednesday, February 26, 2014


Skandia has launched upgrades to an already comprehensive critical illness cover.

They believe that it is not just about the number of conditions covered, so although they have added a new partial payment, they have concentrated on making improvements to existing definitions to make it easier to claim.

They have condensed definitions that cover very similar conditions into one condition to make the cover easier to understand.

In addition they have increased the maximum ages at outset and expiry.

New partial condition:

Testicular cancer of low grade – requiring removal of a testicle. Pays the lower of 25% and £25,000.

Improvement to the definitions of:

Blindness: reduced the severity of the definition to a visual acuity of 6/60 on a Snellen chart, and a central visual field of 20 degrees.
Liver failure: have removed the requirement for failure specifically due to cirrhosis.

New combined definition:

Parkinson plus syndromes - resulting in permanent symptoms. This new definition covers the previous definitions of multiple system atrophy and progressive supra-nuclear palsy, as well as three additional conditions:
Parkinsonism-dementia-amyotrophic lateral sclerosis complex
Corticobasal ganglionic degeneration
Diffuse Lewy body disease

Maximum ages:

Age at outset extended to 67
Age at expiry extended to 80


Income Protection insurance search 3
Your age:
Gender:
Do you smoke?
Cover required for?
Your age:
Gender:
Do you smoke?
Cover required for?
Your age:
Gender:
Do you smoke?
Cover required for?
Aviva Bupa Aegon Ageas Bright-Grey Friends-Provident Legal-General Liverpool-Victoria Prudential Zurich

Livesure is a website created to help users find the best possible life cover, income protection and mortgage payment protection quotes for their circumstances.


We work with brokers who search and compare insurance policies from hundreds of providers for the best deals available. These brokers provide the following services: Life assurance; critical illness; decreasing mortgage cover and mortgage payment protection. Our service is free and you are under no obligation to accept the quotes you receive.


Copyright © 2019. Livesure. All rights reserved.